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Types of Business Loans for Gyms and Fitness Centers

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Types of Business Loans for Gyms and Fitness Centers

Canada Small Business Financing Program (CSBFP) Loans

Through access to CSBFP loans, a gym or fitness center can get access to loans that have better terms and interest rates. CSBFP loans work closely with lenders to split risk so that borrowers can enjoy lower interest rates.

Canada Small Business Financing Program (CSBFP) Loans

Through access to CSBFP loans, a gym or fitness center can get access to loans that have better terms and interest rates. CSBFP loans work closely with lenders to split risk so that borrowers can enjoy lower interest rates.

Term Loans

The business term loan is another great choice for gym and fitness centers. The loans can be used for purposes such as hiring staff, making major purchases, for expansion and renovations, and another manner of expenses.

Revolving Line of Credit

The revolving line of credit can be another very important financing option for a gym or fitness club. The financing option allows selective access to funds as required over a stipulated period. The line of credit is an open-ended financing option for a gym or fitness club.

Equipment Loans

Equipment used in gyms and fitness clubs requires huge financial investments that can be met using equipment loans. The equipment loans are similar to term loans with the only difference being that they are solely used to purchase equipment. Fixed assets bought using equipment loans are then used as collateral.

Merchant Cash Advance (MCA)

A merchant cash advance is usually provided and then repaid using a portion of future credit card sales. MCAs are approved quickly since they have minimal borrower requirements compared to other types of business loans. If the gym or fitness club needs fast funding, MCAs are the best option.