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Bad Credit Loans

Small businesses are reliant on access to capital for growth and expansion. However, small business owners find it difficult to access funds quickly and at favorable interest rates. Easy access to financing is important for a business for purposes such as advertising, equipment upgrades, inventory, staffing, and other costs.


If you have bad credit, it is even more difficult to get approval for small business loans. Access Money works with reputable lenders who offer bad credit small business loans to ensure you access financing even with a less than perfect credit history. Call us and we can discuss financing options available for you.
Alternatively, you can pre-apply through Access Money and we can connect you with the best bad credit business loan providers.

How to Access a Business Loan with Bad Credit

Bad credit comes about due to previous failures to make timely payments to creditors as per a loan agreement. Creditors may include banks who advance loans, suppliers who provide inventory, and utility companies that supply electricity and water. These creditors report payment histories and patterns to credit bureaus such as Equifax, Experian, and TransUnion which attribute a credit score (from 0 to 100) to a business.
Small businesses that have a bad credit score will find it more difficult to convince potential lenders compared to businesses that have a good credit score.